- $ 50.00 90-minute Group Session
- $150.00 50-minute Individual Session
- $175.00 50-minute Family or Couple Session
Email me or call (314) 446-2899 to discuss fees for supervision, consultation, workshops, or public speaking.
- The full fee is due at the time of each session (check, cash, Mastercard or Visa).
- I will file your claim electronically. You will receive your benefit check directly from your insurance company.
- Medicaid and Medicare do not cover my services.
Please call your insurance company before scheduling your first session to ask these essential questions about your out-of-network benefits:
- Does my policy cover a licensed clinical social worker who is out-of-network?
- My therapist only reports session dates, CPT codes, diagnosis and no other information. Is any more information required?
- What is the allowed amount of the fee for:
- Group psychotherapy (CPT code 90853)
- Individual psychotherapy (CPT code 90834)
- Family/Couple psychotherapy (CPT code 90847)
- What per cent of the allowed amount will you cover?
- What is my out-of-network deductible and co-payment?
- Does my policy cover charges for missed or cancelled sessions?
5 Reasons I Stay Out of Insurance Networks:
- Your needs come first.
- Insurance companies often require me to put the needs of the company ahead of your needs — against my ethical code. Many companies refuse to allow me to advocate for you at all. They may ignore my attempts to speak in your best interest.
- Effective therapy requires privacy and confidentiality.
- Insurance company contracts require me to give information about the content and progress of your treatment to employees of the company. I don’t have control over what they choose to do with your information or whether they protect it.
- Only you can determine whether your treatment is working for you.
- If I contract with your insurance company, their employees will make this judgment without ever having met you or worked with you.
- Only you know when you are ready to end therapy.
- Insurance companies may limit and deny benefits while you are still in therapy. This can seriously hamper the effectiveness of treatment or interfere with your ability to continue sessions.
- You get what you pay for.
- Insurance companies pay therapists very low fees that have not gone up for over 20 years. Many therapists must overload their practices to cover costs and make a decent living. Extensive reporting requirements take up an enormous amount of time. I would rather use my time to provide high quality service to a limited number of patients. I can set aside plenty of time for updating my knowledge and skills.
How to Save Money on Therapy
- Your out-of-pocket medical expenses can be reduced if your employer offers a pre-tax medical flexible spending account or if you have a health savings account.
- Ask your accountant about taking a medical tax deduction for therapy.
- You may save money with an insurance plan that has a higher premium, but better benefits for out-of-network therapy. Ask about a Preferred Provider Organization or PPO.
Email or Call Me at (314) 446-2899 for a Free Phone Consultation.
We will talk about your situation and how I can help.